Tuesday, September 15, 2009

Kitchen Compost


If you're a composer then you know that sometimes it's feel like a chore to take your kitchen scraps out to the compost bin. Are trips to the compost bin getting you down? No one wants to run outside every time they eat an apple or chop some onions. Well you won't have to anymore if you get a compost crock. Well there is a great way to do just that and it’s a called a compost crock.

Compost crocks will blend right in on your kitchen counter top. They look more like cookie jars than a container to store your garbage in. And you're going to want it right there in your kitchen so that it's easy to fill. Peel a carrot or a cucumber, toss in the peels. Making coffee, toss in the grinds and even the filter too. Are you a fan of watermelon? The rinds can go right in your compost crock where they will wait until you have a free moment to dump them into your outside compost bin.

If storing stuff on your counter that you're used to putting in the trash doesn't sounds like a great idea to you, don't worry. Kitchen compost crocks come with replaceable carbon filters. They fit neatly into the lid of the crock and eliminate odors. No one will ever know that it's filled with stuff all of your kitchen waste.

Compost crocks come in different colors and are even made from different materials. It will be easy to find one that will look good in your kitchen. There's stainless steel models and also ceramic ones too. Now just because you have a compost crock doesn't mean that you can let the contents sits for weeks on end. Be sure to empty your crock at least once a week.


Compost crocks are easy to empty and clean. You can use a hose from the garden to give it a quick rinse over your compost bin. Or you can bring it back inside with you and wash it out in the sink. Getting a dishwasher safe compost crock makes it even easier to clean.

Stop feeling guilty about throwing away your kitchen scraps. With a compost crock in your kitchen you're on your way to making the most nutrient rich, good for your plants, compost that you've ever made. All you'll owe it all to your compost crock.

Thursday, August 13, 2009

FREE FORECLOSURE SEARCH Phoenix Metro Area


Search REO, Foreclosure, Pre-Foreclosure, Short Sale Properties in Phoenix by map, by zip code, city, community, school and styles.

Welcome to the AZPrideProperty.com foreclosure / lender owned & pre-foreclosure / short-sale home search.

This search has been segregated already to only include pre-foreclosures and foreclosed properties.


Overall REO home prices are lower then normal homes for sale but often the REO properties are sold "as is" and they almost all need some work: some need lots of work while others just a bit of cosmetic improvements.

The process of buying an REO properties is a bit different then a normal sale but its still easier then a short-sale which has lots of risks for the buyer.

Call Linda Wieczorek to view Foreclosures 602-391-8246 or email AZhomes4u@gmail.com.

SEARCH FORECLOSURES

Monday, May 18, 2009

Hiring a realtor

Whether you're buying, or selling real estate, it is beneficial on a personal level and in a financial capacity that you consider hiring a realtor.

Hiring a real estate professional when buying or selling a home, especially in an uncertain economic climate, means that you can take advantage of their market knowledge, researching skills, and their comparative pricing analytics, as well as their negotiating skills, so that you get the best possible deal.


In today's world of realty where real estate transactions are becoming more complex and negotiations are becoming more aggressive, it is vital for home buyers and sellers have professional representation, otherwise they risk the ability to secure future investment opportunities.

When you search for a realtor consider these aspects:

1) Local Knowledge - look for a realtor that is familiar with your neighborhood, as they will have valuable insight into the region, possible opportunities for growth and what suburbs represent the best value in terms of investment appreciation.

2) Experience - the more experience your realtor has, the better, because they will be experts at negotiation, and be able to offer you sound advice.

3) Communication - a realtor with little or no communication skills is not a good choice. Find a realtor who you can talk to, and one that you actually enjoy being around, because you will spend a fair bit of time with them discussing your wants and needs.

Linda Wieczorek your Phoenix Realtor AZPrideProperty.Com

Article Source: Krueger, Michelle (2009) Local Experts Find Success in Today's Challenging Real Estate Market

Thursday, May 7, 2009

How to Green your Kitchen a surge in Green Remodeling.

Face it, the odds of energy costs coming down in the near future are Not going to happen. I would say Combine that with a stagnant housing market, but that is not the case here in Phoenix for the last few months. The investors are here and have been here purchang those 2nd homes and rentals. What we have is a surge in Green Remodeling.

The Green movement has always been a fringe element of society as long as it was not affecting the pocketbooks of the American consumer. We tend to think right but act based upon our pocketbooks and what is good for our families.

However, when energy prices soar, the right thing to do for our families is now concentrate on energy efficient choices that will benefit us all. Add to that technological innovations that have improved efficiency while lowering cost on energy savings projects you have the perfect storm.

A few Tips on Hoe to Green your Kitchen:

1. Love Your Appliances
Energy-efficiency upgrades are coming fast and furious to many new appliances. An efficient dishwasher, for instance, can use a lot less water than washing the dishes by hand in the sink. But before you jump the gun and make a hasty appliance purchase, however, first check to make sure that a repair isn't in order. When buying or replacing appliances, choose energy-efficient models. Federal ENERGY STAR-rated appliances are designed to use 10-50 percent less energy and water than standard appliances and save an average of 30 percent over standard models. Dont forget to recycle the old one.

2.Bulk Up
Buy in bulk and cook in bulk; just make sure you can consume what you purchase * it's often cheaper because you're skipping all that packaging;
* it's often healthier than the alternatives because the products you're buying tend to be less processed than packaged products; and
* last but not least, it feels really good to bypass all that unnecessary paper and plastic
Buying in bulk can be very gratifying. Purchasing from the bulk bins mean less packaging, and fewer trips to the store, and can also mean financial savings. It's not just for groceries, either: for example, you can buy bulk packages of towels intended for cleaning and detailing cars, and use them in the kitchen. They're extremely sturdy and a lot cheaper than most kitchen towels (not to mention much less disposable than paper towels). Bulk cooking is a more efficient use of appliance energy and your time, (and a great excuse to throw a party), so cook up a nice big pot of soup and anticipate saving and eating lots of leftovers. And plan ahead; planning meals that can feed you and your family for a few days is a great way to shop efficiently and free up your precious leisure time.

3. No More Antibacterials

Studies show that antibacterial soap is no more effective than regular soap at killing bacteria and getting things clean and neither can kill viruses. The same is true of antibacterial hand cleaning gels, lotions, cutting boards, sponges, etc. If you're not convinced, check out what the CDC says.

In addition, there is a good possibility that using anti-bacterial products may encourage the growth of antibiotic-resistant "superbugs" against which modern medicine has no defense. That is some scary sh*t! And there are rumors that using antibacterial soap and other products may actually increase your risk of infection over time by killing off "good" bacteria and weakening your immune system. This has not been definitively proven yet but I can't think of a single reason to keep on using this junk until it is...

Despite all the technological advancements, there is just no replacement for washing your hands and surfaces well with plain old soap and water .

Just a few easy tips make all the differance.... grab the Green

Wednesday, April 29, 2009

Some simple adjustments to a bathroom can reduce its impact on the environment


Installing aerators on the faucet and showerhead will reduce the amount of water used.

Using a low-flow toilet will use less water.

Replacing a tanked water heater with a tankless model will reduce the amount of energy consumed and the cost to heat water. A tankless water heater will heat only what is needed, when it’s needed. Plus, it doesn’t require a pilot light, so it emits less carbon dioxide and improves indoor air quality.

Compact fluorescent bulbs use less energy than incandescent bulbs and last much longer.

When redecorating, look for paint with a low volatile organic compounds (VOC) label. These paints are less toxic.

Even little things like selecting all-natural fabrics can help make your bathroom more green.

Extra Green Bathroom Tips:

Faucets and showerheads with aerators use half the water flow with twice the power. If they were used nationwide, aerators could save 250 million gallons of water a year.

Traditional hot-water circulating systems use a pump to send hot water from the water heater, to the faucets and back again. This type of system provides nearly instant hot water, but it wastes a tremendous amount of energy heating the water and moving it around. Thank you H.G.TV

Eco-frendly kitchen Video

it's all about Eco-frendly, let do our part.



Thank you REALTOR.ORG/realtormag

Tuesday, April 21, 2009

Earth MONTH April

April is Earth Month, so let’s make the effort to go a little more “green.” Here are some simple tips to do your part in keeping the environmental healthy and waste-free:

1. GO Paperless - As a Phoenix realtor the paperwork is amazing.
Not only are you helping to reduce paper waste, but many people report being more organized and timely in their bill paying when they say no to a mailed paper bills, and request to only receive bank statements and bills via email. When you receive your bills in your email, make those payments online and you also save yourself the postage cost.

2. Energy Upgrades - It might cost more than those new granite counter tops, and it certainly not as fun, but investing in energy upgrades is starting to pay off, now that federal tax credits are back in 2009 (and available til 2016) on installing energy-efficient systems in your home. Solar is the big winner 30 percent of the cost of qualified systems is a tax break. See www.energystar.gov for more information about this.

3. Stop With the Water Bottles - If you drink lots of water (like you should be doing!) opt for a reusable water bottle rather than using up dozens of disposable plastic bottles. Some work places are banning plastic waster bottles and insisting that employees use reusable bottles that they can fill up with filtered water or water from the water cooler. There are some absolutely adorable waster bottles out there, so you’ll look good while reducing your carbon footprint. See www.nalgenechoice.com for cute bottle options.

Paper or Plastic - NEITHER.



When I go grocery shopping, farmers market I bring my reusable bag along. It's good for lightweight objects, and it's nice and sturdy. If you don't like carrying all the same color go to different stores and get different colors. It's fun to try to collect them all! Trader Joe has a great selection and Sprouts has a bright green bag. Something so small as using your own bag does have an impact.

Half Price Books=green

Walmart=black, blue

Kroger=blue

Target=red and white

Tom Thumb=pink and black

Small Steps can lead to BIG Impact !!!

Check out this GREAT web-site I found Welcome to Layz Green People..
and make your pledge....

Tuesday, April 14, 2009

Arizona Solar Power Society conference focuses on ways to get funding for energy efficiency

The Arizona Solar Power Society is holding a conference April 16 to help businesses and individuals tap into stimulus money and other funding for energy-efficiency programs.

The conference, beginning at 10:30 a.m. at the Desert Willow Conference Center in Phoenix, focuses on more than $240 million available for energy-efficiency programs throughout the state.


Some of that money comes from the American Reinvestment and Recovery Act. Roughly $63 million is available through the U.S. Department of Energy’s energy efficiency and conservation block grants, and $112 million is available from the state for weatherization.

“There has never been a better time for consumers and businesses to reduce their energy consumption via home and business energy-efficiency upgrades,” said Jeff Schlegel, Arizona representative for the Southwest Energy Efficiency Project, a public interest organization.

About $65 million is available through utility company programs.

“Smart choices based on overall energy efficiency and total carbon footprint will benefit all Arizonans and can make us the model for the rest of the nation,” said Don Soderberg, vice president for external affairs at Southwest Gas Corp.

Ways to Go Green in the Kitchen


1. Drink Clean
Filter contaminants such as lead and chloroform, along with the taste of chlorine, from your tap water with a water-filtering pitcher or a faucet-mounted system. You'll also save money over buying bottled water, and the energy used -- and the pollution created -- to produce, ship, and dispose of all those plastic containers. Try the Brita Deluxe Pitcher (shown; Target.com, $24.99). Other models include the PUR Ultimate and the Shaklee Perfect pitchers. Faucet-mounted filters ($20 to $60 at home centers) are easy to install; they simply screw onto the faucet, and a valve lets you choose to bypass the filter (for example, when washing dishes).


2.Slow the Flow
Attach a low-flow aerator to your kitchen faucet to mix air into the stream and cut water usage without affecting pressure. Find aerators at hardware stores and home centers for under $10. Look for one with a flow rate of 2.2 gallons per minute or less, saving from 1.4 to 2.7 gallons each day.


3. Work Your Dishwasher
No need to feel guilty about running your dishwasher; it actually uses less water than doing dishes by hand. Run it only when full and use the most efficient setting -- light rather than heavy wash and air dry instead of heat. Don't bother to pre-rinse before loading. Tests by the Consumers Union show that rinsing is unnecessary and wastes up to 20 gallons of water per load

Wednesday, April 8, 2009

What is a Green Home?



Eco-friendly * Energy-efficicent* Sustainable * Responsible * Comfortable * Healthy * Economical * Smart


“Green Building is a whole-systems approach through design and building techniques to minimize environmental impact and reduce the energy consumption of buildings while contributing to the health of its occupants.”
-- City of Scottsdale Green Building Program

Get Ready to make the move to a green with, eco-friendly, sustainable, energy-efficient home? It makes complete sense: Green homes are built using sustainable practices that conserve not only energy, water and other natural resources, but also preserve our environment, strengthen our local economy and promote a better quality of life for those who live there.

Benefits of a Green Home

•Peace of mind - knowing you are contributing to global sustainability rather than global warming

•Healthier for the occupants, the planet and future generations

•Highly desirable from a resale value as demand -- and energy costs -- grow

•Economical because it saves energy, water and other resources – and money

•Eco-friendly and environmentally responsible thanks to use of resource-efficient and low-impact materials

•Durable, comfortable and low maintenance

Green Home Features

•Built with local or regional materials such as adobe, block, brick, straw bale or advanced energy-efficient materials (i.e. Integra block or autoclaved aerated concrete)
•Proper orientation, shaded areas and passive solar

•Protected, shaded outdoor spaces to reduce the extreme temperature range between the exterior and interior of the house

•Powered or supported by non-polluting sustainable energy sources including solar hot water, photo voltaics or wind

•Super-tight building envelopes with upgraded insulation and high-performance windows and doors

•Xeriscape (low water use) landscaping plus rainwater collection and storage systems

•Energy Star-rated or better appliances

•HVAC systems: Minimum 13 SEER (Seasonal Energy Efficiency Ratio) rating or better air conditioners utilizing efficient ductwork with adequate returns and filtration plus ceiling fans in all major rooms

•Healthy, comfortable indoor air quality and room environments

•Sustainable interior materials (flooring like bamboo, concrete or cork and low VOC paint)

•Water-efficient toilets, low-flow showerheads, graywater recovery systems, hot water recirculation system and other innovations

Find your Green Home Here

Optima Camelview Village's starting at $399,000.




Optima Camelview Village's modernist-inspired architectural mixed-use project is a myriad of interconnected buildings and lush oasis roof terraces. Over 17 acres of landscaped green roofs on each level and rooftop aid in reduction of ambient temperature and energy consumption. The overall landscaping design is based on line of sight, leaping from one unit to the next. The cascading plants on the terraces and rooftop provide screening for each patio. The entire project is watered and fertilized by a computer-generated, two-wire irrigation controller. Photovoltaic panels have been incorporated into the rooftop gardens. With over 700 urban dwelling units, the six- and seven-story structures also include retail, resort-style amenities and below-grade parking.

$1,070,000
Upgraded to the max, this contemporary urban three-bedroom luxury sixth floor condo in downtown Scottsdale offers panoramic views of Camelback Mountain to the west, McDowell Mountains to the North and Red Mountain to the East. And did we mention its green credentials? Bedrooms: 3
Baths: 2
This highly upgraded three-bedroom exterior condo on the sixth floor features three terraces with jaw-dropping views, travertine flooring in all living areas, upgraded stainless appliances, natural birdseye maple cabinets and granite counters

Biltmore area -- Galleries at Turney $600,000


Last one available: Arizona's First LEED_H Certified home development -- a nationally certified green building with solar energy options! Winner of two AIA Design and Sustainability Awards
Bedrooms: 2
Baths: 2.5 Call Linda to view 602-391-8246


At The Galleries at Turney, the utility bill for a 2,000-square foot home is about $125 in the middle of summer. "That's what gets people's attention," he says. "I firmly believe that in five years everything built will have to be green, whether LEED or some other standard. What will drive it? Whether demand by consumer or required by the government, some source will have to make it."

This urban oasis of eight homes by Modus Development is the first community in Arizona to be LEED certified. LEED stands for Leadership in Energy and Environmental Design and is a national benchmark of standards for eco-friendly building.

One of the most striking aspects is the exterior. The houses are covered in corrugated zinc that's suspended off the walls by an inch, which lets hot air flow behind it and continuously shades the building, Gorman says, adding, "Architects come from around the world to see it."

The roof includes a reflective coating to keep it cool.

The homes were built on a plot of land that used to include two-single family houses. With desert landscaping, controlled irrigation and other water-saving features, Gorman estimates the eight homes use less water than the two houses that were there before.

Still the homes have to be appealing, so the builder included a wall of glass that treated to resist heat transfer. The homes include energy efficient Bosch appliances and are pre-wired for solar power

Sweet Tomatoes Going Green



Last Night I went to Sweet Tomatoes on Camelback and to my surprise Sweet Tomatoes is Going GREEN. Their Making a World of Difference One Bite at a Time.

From the napkins in your hand to the light above your head, Sweet Tomatoes is changing to make a difference.

*There using 100% recycled towel, tissue and napkins
*Take out containers are recyclable... NO STYROFOAM
*Replacing there hot water heater with a new TANK-LESS.

This put a BIG smile on my face, was nice to be eating at a restaurant that wants to make a Difference

Friday, April 3, 2009

Obamas to plant their organic veggie garden

After much speculation, the First Family has confirmed that they will bring an organic veggie garden on the White House grounds. First Lady Michelle Obama has committed to the idea of healthy eating, especially when it comes to her kids, and has expressed her views in a number of interviews. "My hope," the first lady said in an interview for the New York Times, "is that through children, they will begin to educate their families and that will, in turn, begin to educate our communities."


On Friday, the First Lady was joined by children from the Bancroft Elementary School who helped her break the soil for the reported 1100 square foot plot that has been ear marked for the project. The students will also be working to cultivate the garden, and the First Family members, including the President, are expected to help weed and tend the garden, "whether they like it or not," said the First Lady.

Looking to buy or rent a green home?


Looking to buy or rent a green home? These days, lots of green homes are going on the market as sellers and landlords recognise they're in demand. But how is one to know which homes are truly green? Free Green Buyers Guide

Here's a checklist of features to look out for and questions to ask to determine the green quality of your next home.

Eco Home Tip 1 - Location Location Location - pick a location that's convenient and easy to get to. Close to shops, amenities and public transport will reduce the amount of emissions that come from getting around. Inquire about the council's recycling program.

Eco Home Tip 2 - Orient yourself with the right orientation - if a house is to have good eco principles, it will designed with the right orientation. This means that the living areas will face due north, to make the most of the winter sun while allowing the hotter summer sun to pass overhead. Sleeping rooms, meanwhile, will be oriented towards to the South to capture cool summer breezes.

Eco Home tip 3 - Cosy is not a four letter word - consider how the space is used as much as the size of it. Oversized houses utilises more resources in both construction and maintenance, while smaller dwellings are cleverly conceived can feel quite spacious.

Eco Home Tip 4 - Inquire about insulation - ask about the insulation. Higher R values means the house will better protected against extreme weather elements. See if the windows are double glazed. While you're at it, ask about other green home features such as solar panels and solar hot water. Make your message loud and clear!

The important thing is to ask before you buy. Even if the real estate agent can't tell you upfront, it's important to let the market know that buyers and renters are looking for this bit of information. While no single home will have all of the sustainable features listed, at least you can get a clear picture of what the potential home has to offer.

Is there a Green Mortgage?

Yes! Unfortunately, only 3 lenders currently offer this new kind of loan, with less than 25% of mortgage brokers aware that green mortgages even exist. The borrower won't have to pay for this new incentive, as the lenders are starting to offer more competitive rates. Title companies are starting to offer a donation on settlement statements to environmentally friendly organizations. Green mortgages are becoming a new trend as our world becomes more aware of its changing environment.

For more information on green mortgages and title companies send me an e-mail.

Friday, March 6, 2009

APS Green Choice Rates



When you sign up for Green Choice Rates you'll be using energy generated from a variety of renewable resources like solar, wind and geothermal. It is an easy and affordable way to make use of renewable resources, reduce pollution and ensure a better quality of life for all Arizonans. APS Green Choice Rates are available in three flexible options:

Green Choice Rates Block Option (GPS-1) Sign up

Choose the amount energy - in 100 kilowatt (kWh) blocks - you want to come from renewable resources each month.
Each kWh is priced at a premium of $0.01 plus tax, in addition to your normal monthly charges.
Your Green Choice charges stay the same each month.
Green Choice Rates Percentage Option (GPS-2) Sign up

Select the percentage of your monthly energy use you want to come from renewable resources - 10% (non-residential only), 35%, 50% or 100%.*
Each kWh purchased is priced at a premium of $0.01 plus tax, in addition to your normal monthly charges.
Your Green Choice charges vary each month based on the amount of energy you use.
Green Choice Rates Total Solar Option (Solar-3) Sign up

For customers who want their renewable energy generated only by solar resources, but are not interested in installing a solar PV system.
Each kWh purchased is priced at a premium of $0.166 plus tax, in addition to your normal monthly charges.
You can choose 50 percent or 100 percent of your monthly usage.*
Your Green Choice charges vary each month based on the amount of energy you use.
*To find out how many kWhs you typically use, log in to aps.com and view your usage history online. If you are not yet registered for online access to your account, you can register now.
Sign up for a Green Choice Rates Block, Percentage or Total Solar option today!

Green Choice Rates Block and Percentage
options are Green-e certified.

View the Green Choice Rates comparison chart



If you have any questions about becoming a Green Choice Rates member, contact us at (602) 216-0318 or (800) 659-8148.



When you sign up for Green Choice Rates you'll be using energy generated from a variety of renewable resources like solar, wind and geothermal. It is an easy and affordable way to make use of renewable resources, reduce pollution and ensure a better quality of life for all Arizonans. APS Green Choice Rates are available in three flexible options:

Green Choice Rates Block Option (GPS-1) Sign up

Choose the amount energy - in 100 kilowatt (kWh) blocks - you want to come from renewable resources each month.
Each kWh is priced at a premium of $0.01 plus tax, in addition to your normal monthly charges.
Your Green Choice charges stay the same each month.
Green Choice Rates Percentage Option (GPS-2) Sign up

Select the percentage of your monthly energy use you want to come from renewable resources - 10% (non-residential only), 35%, 50% or 100%.*
Each kWh purchased is priced at a premium of $0.01 plus tax, in addition to your normal monthly charges.
Your Green Choice charges vary each month based on the amount of energy you use.
Green Choice Rates Total Solar Option (Solar-3) Sign up

For customers who want their renewable energy generated only by solar resources, but are not interested in installing a solar PV system.
Each kWh purchased is priced at a premium of $0.166 plus tax, in addition to your normal monthly charges.
You can choose 50 percent or 100 percent of your monthly usage.*
Your Green Choice charges vary each month based on the amount of energy you use.
*To find out how many kWhs you typically use, log in to aps.com and view your usage history online. If you are not yet registered for online access to your account, you can register now.
Sign up for a Green Choice Rates Block, Percentage or Total Solar option today!

Green Choice Rates Block and Percentage
options are Green-e certified.

View the Green Choice Rates comparison chart



If you have any questions about becoming a Green Choice Rates member, contact us at (602) 216-0318 or (800) 659-8148.

Thursday, March 5, 2009

Green Home Defined


For a FREE copy e-mail AZhomes4U@gmail.com

A Phoenix green home uses less energy, water and natural resources, creates less waste and is healthier for the people living in it! A home can be built green, or you can make it eco friendly later.A little at a time goes a long way. A green home makeover can happen all at once, or it can be a gradual process. But what it all comes down to is a new way of thinking – and a new way of living. From a more energy-efficient kitchen to a tree-filled backyard paradise, your home can be green top to bottom.

FHA 203K FINANCING

Rehabilitate Arizona Distressed Properties to Green Real Estate

One of the biggest misconceptions by real estate buyers today is that the FHA 203K loan process is time consuming and hard to obtain. This is only true if your loan officer/mortgage broker is inexperienced. Contact us and get started on your 203K financing today.

How the FHA 203K Streamline can help you convert to Green living:

The easiest and quickest version to go green is the FHA 203K Streamline. This loan is for property repairs under $35,000. This type of financing must not involve any kind of structural renovations to the home. For Streamline FHA 203K’s you will have two draws. Generally, the lender will release 50% upfront and 50% when the work is completed. On most of these the lender will require a final inspection of property to make sure the work is complete. In some cases of the simpler 203K rehabs you can provide receipts showing materials have been purchased and that will be sufficient.

How the full FHA 203K Financing can help you convert to Green living:

Loans exceeding $35,000 or involving structural repairs, the process becomes slightly more complicated. When your soon to be Arizona green home requires more extensive repairs you will need to involve an architect and get architectural drawings so the contractor bids and appraisal are accurate. You will also be required to have a HUD approved 203K consultant that will help determine repairs and administer draws. On the full FHA 203K loans the process often looks like this:


1. Contact our lender for pre-approval

2. Allow Arizona Elite Properties "Greening up your Home" to locate the ideal Greater Phoenix property for converting to Green Real Estate

3. Inspect the future Green Home

4. FHA 203K consultancy

5. Consult Architect and obtain drawings

6. Consult our Green Approved contractor and obtain bid

7. Appraise the property

8. Loan submission & underwriting

9. Loan closing

10. Rehab and Green conversion begins

11. Final inspection / Title Closeout


End Result of the 203K Process


When done correctly, a 203K purchase loan with our experienced mortgage broker and knowledgeable Phoenix Green Realtors, home buyers can successfully use a 203K financing to create a custom designed Phoenix Green Home. They can use this loan, especially in this market, to solidify their future and create personal wealth. If done correctly FHA 203K loans are one of the absolute best and most useful loan products on the market to convert an ordinary home to a LEED certified Green Home in Phoenix. Contact RealVision Investment Group for more information on FHA 203K and Fannie Mae Homestyle Renovation financing! FHA does not have declining market restrictions anywhere!

How to convert a Bank Owned or Distressed home to a Eco Friendly Green Home in Arizona:

You don’t necessarily have to become certified as Green by the U.S. Green Building Council (USGBC) Leadership in Energy and Environmental Design (LEED) to go green in Arizona. Going green can be as simple as changing the cleaning products you are using to non-toxic or using recycled paper for everyday consumption. However, for those interested in having a LEED certified home, here are ideas that will send you on your way to Arizona Green Living:

Ø Location of Home

Ø Size of Home

Ø Building Design and Exposure

Ø Renewable Energy (solar in Arizona)

Ø Water Efficiency (low water Landscape)

Building materials that help to certify a home as a LEED Green home:

Ø Low E-windows

Ø Non-Toxic Paints

Ø Non-Toxic insulation and more of it

Ø Recycled Fiber Carpets

Ø Bamboo flooring or cork flooring (as opposed to wood)

Ø Recycled glass and concrete countertops

Ø Solar panels (to heat/cool and illuminate home)

Ø Skylights and natural light

Ø Energy efficient kitchen appliances

Ø Energy efficient lights and bulbs

Ø Eco Friendly water filters

Ø Economic plumbing fixtures

The Benefits of a Phoenix Green Home

There are many very real benefits to living in a green home, and every day, more and more Americans are discovering those benefits. Green homes are healthier, more durable, more cost-effective and best of all eco friendly.

Monday, March 2, 2009

Arizona Swimming Pool Barrier Regulations



As a parent of 2 wild boys 6yr old and a 12yr old and long time resident of the valley this is something that is very close to my heart. Summer in Arizona is right around the block. Well it felt that way Sunday 03/01/2009. Summer will be here very fast with thoughts of backyard barbecues, trips to lake, tubing down the Salt River and lounging by the swimming pool and cooling off.
On Sunday I went to Buckeye to pick up a client to show her some homes and we were sitting in her backyard talking and I could here the kids next door jumping in the pool... I thought crazy kids, that water was cold, I could here them screaming and laughing having a ball, it's only the 1st of March I thought. That's when I decided to blog early about pool safety...

But with summer comes the gut wrenching, heart breaking and almost inevitable chain of very tragic news stories. It goes without saying, or at least it should, ALWAYS, ALWAYS, ALWAYS WATCH YOU KIDS AROUND WATER!

When it comes to purchasing a home in Arizona with a pool The Arizona Association of REALTORS® (AAR) Residential Resale Purchase Contract states in section 6g lines 217-220;

“Swimming Pool Barrier Regulations: During the Inspection Period, Buyer agrees to investigate all applicable state, county and municipal Swimming Pool barrier regulations and agrees to comply with and pay all costs of compliance with said regulations prior to occupying the Premises, unless otherwise agreed in writing. If the Premises contains a Swimming Pool, Buyer acknowledges receipt of the Arizona Department of Health Services approved private pool safety notice.”

Buyers, I hope you got that; per the standard residential purchase contract you are agreeing to investigate the laws, comply with the laws and pay all costs of compliance with the laws prior to occupying the premises. Buyers must complete this investigation during the Inspection Period, typically the first 10 days from the date of contract acceptance.
When choosing a home inspector, be sure to ask if they are up to date with the state, county and municipality Swimming Pool Barrier Laws for the area the home is located in. Request that they put in writing their findings on the status of the home’s pool barrier. If the barrier is found not to be up to code some of your options might be; request that the seller bring the barrier up to code, cancel the contract, or pay for the barrier to be brought up to code out of your own pocket.

Arizona’s Swimming Pool Barrier Laws can vary from county to county and city to city. At a minimum A.R.S. §36-1681 requires that all residential swimming pools are enclosed by a barrier. The Phoenix Association of Realtors® has put together a brief summary of several county and city laws regarding pool barriers. While this summary is not a complete detailing of the laws it is a good place to start. The Arizona Association of Realtors® has compiled a list of Pool Barrier Law Contact Information to help buyers obtain a copy of the pool barrier law requirements that may affect the property being purchased.

Some last words of advice. Do NOT count on barriers to keep children from reaching the pool. No barrier is foolproof. Barriers only slow a child’s access to the pool. Do NOT be distracted by phone calls, doorbells, or chores while children are in the pool. Attend CPR classes. Lock passageways (such as pet doors) leading to the pool. Never leave children unsupervised in the pool, around water, or inside the pool area - not even for a second! No amount of water is too small for a child to drown in.

What Are Your Green Goals for 2009?

Well, it March already and I have no list for going green this yr...What am I willing to do this year? With the Real estate market picking up I have been so busy, but I must remember "it's is never to late to start" anything will help.

Improving the air quality in your home. I will add a few more plants.

Ditching toxic household cleaners and chemical based home air fresheners.

Drinking tap water, or at the very least buying a water filter over bottled water.


Planting some trees around your house or in your neighborhood.

Taking shorter showers.

Just a few simple things... let me start today...

Defining a Green Home

Lately I gave had quite a few home buyers from the CA area, and most of them are talking Green. Buyers here in Phoenix are talking Green. Something I hardly ever here in Phoenix. It looks like Green has finally arrived. I am finding that Green is the new black, so to speak. Everybody is talking about going green and even building green. So what does it really mean to build green?

Defining green has been a challenge, even for those who are as green as you can get. To sum up green, the question would be - what type of environmental impact does the materials you are using have?

Assessing impact can mean on the front end or the back end. For example, in some instances, the product you use in building your home might not be green to build, but the results of that product can be beneficial. A good example would be if a window is installed in a way that maximizes the collection of low winter sunlight and blocks the summer sun, this saves energy and is green.

Because defining green is difficult, standards are starting to be organized and listed in the GreenSpec directory. This directory bases decisions about products on categories such as energy-consuming appliances and VOC-emitting paints, specific thresholds can be established relatively easily. But for many criteria, the lines are much fuzzier and judgment calls are required.

Thousands of green building professionals rely on GreenSpec to find products that are truly green. With more and more products entering the market with green claims, having dependable information is more important than ever.

Find green building products easily
Save hundreds of hours of research
Know what to look for in a green product
Information you can trust: no ads or paid listings

Looks like this book is the way to go....

There are 26 GreenSpec criteria organized into five categories:

*Made with salvaged, recycled, or agricultural waste material
*Conserve natural resources
*Avoid toxic or other emissions
*Save energy or water
*Contribute to a safe, healthy built environment.

Another way to build green is to conform to what is called LEED Standards. LEED or 'The Leadership in Energy and Environmental Design' is a Green Building Rating System™ that encourages and accelerates global adoption of sustainable green building and development practices through the creation and implementation of universally understood and accepted tools and performance criteria.

There are many resources available for consumers so that they can adapt their building materials and design to LEED standards. Building this way is probably the simplest way to go and there are many resources available to assist you.

So should you build green because it is popular? Not necessarily. You should build green because it is what will ultimately provide a 'green' future and not a black one.

Monday, February 23, 2009

Southwest Build it Green Expo & Conference March 13th,14th FREE



Go online to print your Free tickets

The greening of business, development, government and consumer products is at an all time high and growing exponentially. Rising energy costs, new laws, and growing demand for environmentally friendly consumer products continue to drive the green marketplace.


The Southwest Build-It-Green Expo & Conference is Arizona’s largest green conference with over 500 anticipated exhibitors. The Build-It-Green Expo showcases sustainable products and services impacting every area of life.

More than 2 million potential attendees will be targeted through local TV and cable stations, direct mail, radio, press releases and advertising in other local media, including movie theaters, The Arizona Republic and The Tribune. Outdoor campaigns will feature transit shelters and billboards throughout Maricopa County.

The Southwest Build-It-Green Expo & Conference is targeted to both the commercial and residential building industries.

Topics covered in the Southwest Build-It-Green Expo & Conference will include:

Green Awareness
Solar Power
Water Efficiency
Sustainability
LEED Certification
Green Return on Investment
Existing Building Retrofitting
Commercial Sustainable Product Use
The conference will showcase keynote speakers and educational seminars to help increase individual's "green awareness".

Hope to see you there!

Energy Saving Tips

GENERAL HOUSEHOLD
*Turn off the TV, VCR, stereo or radio when not in use.
*Turn off the dehumidifier on dry days when it's not needed.
*Turn off the humidifier on humid days when it's not needed.
*Install low-flush toilets to save water. Many communities have water conservation programs that may pay for the new toilets.
*Turning off the water when brushing teeth or shaving.
*Don't use the toilet as a wastebasket or ashtray - it wastes water every time you flush it.
*It takes a lot of energy to make new containers, paper products and packaging. Be diligent in recycling all your newspapers, cans, bottles, plastics, cardboard and other materials.
*Do your consumer research on the Internet and buy as many things as you can on-line. You'll save time and the small shipping fees are much less than what you'd spend driving around in a vehicle.
*Cancel your printed newspapers and magazines and subscribe to the on-line versions. *It takes a lot of energy to make the paper, print and deliver these publications to your door.
*Activate the "sleep" feature of your home office equipment (PC, fax, printer, scanner, monitor) so they automatically power down when not in use.
*Turn off your home office equipment when not in use.
*When buying a home, look at neighborhoods close to work or public transportation to reduce private vehicle use.
*88 billion plastic bags are used in the U.S each year. This represents 12 million barrels of oil.
*It is estimated that it takes up to 1,000 years for a plastic bag to decompose.
Recycling plastic bags is a joke! Just throw it away because it takes more energy and costs more to recycle it than to make a new one.
*When shopping, refuse a bag if you don't need it. Cashiers are often on autopilot, bagging even single items.
*Reuse your grocery bags or better yet, go www.reusablebags.com and buy a sturdy canvas bag for every family member. They will last for years.
*Do you really need to use individual plastic bags for produce at the grocery store?
*Here's a couple of small energy saving tips - avoid double-cupping when getting your favorite coffee drink. Also, take your coffee without a lid unless you really need one.
*Bring your own cup to your favorite coffee shop. You'll save energy, most coffee shops give a discount, plus coffee always tastes better in real cup.
*Household batteries contain hazardous materials and throwing them in the trash is now prohibited in California. Properly dispose of your batteries at the retail centers where you buy them.
*Better yet, purchase a good selection of high-quality rechargeable batteries and a charging unit. You'll save money in the long run and keep hazardous materials out of our environment.

Green Living 101

As a Realtor in Arizona, I feel it is imperative that I am educated on ways to build a more efficient, responsible, comfortable, sustainable home/condo. As a human, I feel it is important to increase my awareness of the environment and help become part of the solution, not the problem. As a parent, It is my goal to give my boys a better world to live in than what currently exists.

I don’t consider myself an expert on green living, nor do I plan on marching to city hall or starting a non-profit. However, I do plan on educating my clients on CHOICES they have when it comes to building, remodeling, retrofitting or simply buying a home/condo. We really can make a difference!


If you, or someone you know, are looking for a Realtor who cares about the environment and helping people find great options for living Green in Arizona, please contact me Linda 602-391-8246 or e-mail azhomes4u@gmail.com

Earth friendly advice for going green, reducing costs, consumption & impact on the environment!

Green Living Tips! Join the the journey in learning about going green and reducing environmental impact in the home, at work and in business.


Helpful Links for Living, Building and Buying Green in Arizona

Real Simple's easy guide to making your life more earth-friendly, every day

Phoenix condos offer green luxury living
The Green Guide
Green Living Tips
City of Phoenix Green Info
APS Green Choice
Energy STAR Program
Enviro CAR Chauffeured Hybrid transportation
GREEN SOLUTIONS FOR A CHANGING WORLD
Sustainable Arizona
Whole Food Market